I concur with your viewpoint, and I would like to add that the depth of the works accomplished and the comprehension and application of the gospel in our daily lives are not straightforward tasks. We do not merely accept the gospel as being simplistic following our initial salvation; instead, we find solace in Christ. We are justified and bestowed with His righteousness, yet comprehending and grasping the significance of this gift is no easy feat. This is precisely what the five points aim to elucidate: our understanding of the relationship between law, works, and rewards. This distinction has resulted in significant societal transformations for the better, stemming from genuine reformation. Justification, as exemplified by the works of Luther, liberated the average churchgoer from erroneous notions regarding the application of the gospel to the law. It empowered individuals, even those new to the faith, to embrace the supernatural aspects of reading and understanding the Bible through the guidance of the Holy Spirit. It provided individuals with unrestricted access to truth, characterized by free grace, love, authority, and the freedom to dissent.